Coverage options if you lose your job If you lose your job and are no longer covered through your employer, you may be able to find affordable health coverage in the Marketplace. Use our screener now to find out if you qualify for a Special Enrollment Period. Here are some important things to know about job loss and health coverage: Marketplace health coverage. If you lose your job-based insurance for any reason, you can buy a private health insurance plan in the Marketplace. This is true even if you leave your job outside of Open Enrollment. When you apply for Marketplace coverage, you’ll also learn if you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). COBRA coverage. If you have COBRA coverage you can keep it. In some cases, you can buy Marketplace coverage instead. If COBRA ends outside of Open Enrollment, you qualify for a Special Enrollment Period. Continue reading Coverage options if you lose your job... The HealthCare.gov Team